Tag: Colombians

Categories
Tips & Tricks

The countries that receive and give benefits to Colombians

Leaving the country has always represented an opportunity to improve the quality of life of those who make this decision, as well as their families. Due to the political situation, thousands of Colombians have rethought the idea of ​​looking for a destination to study, work and carry out their life project. However, before making this decision, which is crucial, it is best to know which are the best destinations.

The countries that receive and give benefits to Colombians.

After the victory of the candidate for the Historical Pact, Gustavo Petro, the search for how to get a passport increased considerably at the national level and the favorite destinations of those who want to leave Colombia are those that offer scholarships, affordable housing and job opportunities.

Here we show you which places in the world you can travel to if you want to change your future away from Colombian lands:

– Pipestone, Canada: This place offers scholarships of up to 25,000 dollars and lots of 8 dollars to those who create a company.

–  Otten stein, Germany:  In this place, land is given to build housing for those who settle there with their family.

–  Mishima, Japan:  In this city, the government offers 630 dollars a month for the first 3 years to single people under 55 and married people.

–  Molise, Italy:  In this city, 27,000 dollars are offered to foreigners who settle in one of its 106 villages and found a company.

Taking a different path in another part of the world is a reality and the decision is the order of the day. Would you dare to leave Colombia and settle in one of the places mentioned above?

Categories
How To

How many Colombians have the savings habit and between what ages are they?

Fincomercio, the savings and credit cooperative, did a study to find out how disciplined Colombians are when it comes to saving. One of the main findings of this x-ray is that it established the average daily savings of a Colombian who earns a minimum wage. The figure is $1,000 pesos, which they mostly save in coins, reaching a total of $30,000 pesos per month.

How many Colombians have the savings habit and between what ages are they

When consulting men and women who earn the minimum wage, they showed what is the number 1 reason to save, the survey reveals two main reasons, to achieve the initial payment for the purchase of a home and to have a reserve to solve unforeseen events.

A detailed review of the figures allows us to see differences in the savings percentages when comparing men and women. In the case of the female gender, those who save the most, with 52%, are those over 55 years old, followed with 26% by the group between 35 and 54 years old, then with 15% those between 18 and 34 years old and, finally, 7% for those from 0 to 17.

As for men, the percentages reveal that, in the group over 55 years of age, they outnumber women, since the percentage rises to 43%. In the segment of 35 to 54 years old, 28% of them save, while in the range of 18 to 34 years old only 18% do so, and finally with 11% those who are between 0 to 17 years old.

In households of strata 1, 2 and 3, Colombians resort to CDATs with an opening average of $300,000 pesos per month.

The 4 cities with the highest level of savings are Bogotá, Cali, Medellín and Barranquilla in all strata, from 1 to 6.

“The results of this x-ray on savings reiterate the importance of something we have been working on and that is to have products and services connected to the real budget of Colombians and to be absolutely flexible in the starting amounts so that we can really help the largest number of people, for this reason, our savings accounts for adults and children are opened with only $30,000 pesos per month and the investment products that are highly desired by pensioners and independent workers, such as CDAT’S, are available from $300,000 pesos,” he explains. Gloria Gutiérrez, Commercial Deputy Manager of Fincomercio.

The two segments that save the most are the employees to solve unforeseen family problems and the self-employed, to grow their businesses.

Finally, the Fincomercio experts reveal the arguments offered by those who still do not save. The main ones are:

1. “I have low income and cannot save” 

2. “I think that to save I must have a large amount of money” 

3. “Since I don’t have money left over, I can’t save”  

4. “Saving requires a lot of sacrifice and effort”

5. “Why save if I don’t have clear goals”